We provide credit and financial services to support companies in the pursuit of efficient, customized solutions that satisfy their needs. To this end we have a highly qualified team who assure agility, efficiency, flexibility and transparency in all our operations.
Our credit activities are structured into five main segments:
The solutions we offer clients include collateralized credit lines, working capital, export packing credit and derivatives, among other financial products and services.
In 2025, we maintained constant levels of portfolio credit quality despite the challenging macroeconomic environment. This performance contributed to BOCOM BBM’s positive result in the financial year, with net income of BRL 397 million.
At the end of 2025, the expanded credit portfolio (including export packing credit and guarantees provided through sureties) totaled BRL 19.4 billion, up 5.83% compared with a year earlier.
Breakdown by sector | DEC 25
Breakdown by transaction | DEC 25
Loans and guarantees portfolio
Breakdown by sector | DEC 25
Breakdown by transaction | DEC 25
Loans and guarantees portfolio
Through BOCOM BBM Asset Management, we offer our clients fixed-income investment funds designed to deliver consistent medium- and long-term results, with strategies focusing on private credit.
Our Asset Management performance is distinguished by:
Our Asset Management portfolio currently includes seven investment funds designed to meet the needs of ordinary as well as qualified investors, offering diversified alternatives for a wide range of client profiles.
In 2025, BOCOM BBM Asset Management completed its sixth year of operations. Assets under management (AUM) totaled BRL 3.1 billion in December, an increase of 106% since 2022.
Sovereign bonds and banking assets
Banking assets and high-quality liquid assets (HQLA)
High-quality assets and diversified portfolio
High-quality assets and diversified portfolio
Private credit infrastructure assets
Agribusiness receivables
Real estate development in São Paulo
Our Wealth Management Services team offers a broad portfolio of solutions for high net worth clients, family offices, and investors with specific needs.
One of the highlights of our operation is an open-platform model enabling access to an ample range of local and international products, offering a variety of diversified investment alternatives.
We combine excellence in investment management with the experience of our strategic partners to further extend our offering of solutions and provide options suited to different client profiles.
Our product portfolio also includes credit and treasury alternatives, as well as representation of non-residents, and access to our investment funds.
We support companies that want to raise funds and improve their debt profile by offering products and services tailored to the characteristics and requirements of each client. We are one of the leaders in the Brazilian capital markets, delivering solutions that involve the main debt instruments (DCM), such as debentures, commercial paper, farm produce bills (CPR-F), real estate receivables certificates (CRIs), agribusiness receivables certificates (CRAs), and credit rights investment funds (FIDCs).
Working closely with Corporate Credit, we identify clients with the right profile to conduct capital market issuances, and develop tailored appropriate alternatives for each situation. We offer comprehensive advisory services to first-time and repeat issuers in the capital markets, using our expertise in credit risk analysis, product structuring and collateral valuation for all transactions.
Our Treasury Department is responsible for preserving the Bank’s liquidity and for laying the basis for prices and volumes of the conglomerate’s assets and liabilities.
The department also structures and prices derivatives and other products in conjunction with Corporate Credit. Its remit is to present alternatives for companies to minimize the exposure of their results to external factors such as exchange-rate and interest-rate fluctuations, currency variations, commodity price volatility, and swings in price indices.
Leveraging our operational experience and macroeconomic research capabilities, we structure appropriate solutions to protect the balance sheets of companies in different sectors. We also provide various kinds of foreign-exchange service and comprehensive management of market risks.
The notional value of our portfolio of derivatives with clients rose approximately 11.9% in 2025, ending the year on BRL 8.6 billion.
